Built for families, founders and senior professionals whose wealth has outgrown a few apps and a handful of funds. We bring structure to everything you invest in: how it's allocated, how it's taxed, who inherits it and what it must fund, with one person accountable for all of it, year after year.
Where Wealth Finds Its Foundation
Our work is narrow by design. We are most useful when the amounts are significant, the balance sheet is complicated, and a mistake would take years to undo.
The salary is strong, but a large part of your net worth sits in one employer's stock through ESOPs or RSUs, and the rest is spread across funds bought at different times for reasons nobody wrote down.
Where we startMeasure how concentrated you really are, then build the rest of the portfolio around that exposure instead of on top of it.
Most of your wealth is illiquid and tied to one company. A secondary sale, an exit or steady distributions are now producing cash that needs a structure before it gets spent, parked or reinvested by default.
Where we startSeparate the capital the business may still call on from the capital that must never be put at risk.
You earn abroad and hold money in India, and you are never fully sure which funds you are allowed to buy, how the gains will be taxed, or who is watching the portfolio while you are away.
Where we startMap your residency status, country-specific restrictions and tax treatment before a single fund is chosen.
Folios are scattered across family members, nominations are incomplete, and the next decade is about turning a corpus into income you can rely on without running it down too early.
Where we startConsolidate holdings, fix nominations and joint holdings, and build a withdrawal plan with dates and amounts attached.
Founder & Chief Executive Officer, Arkan Wealth · CFA · MBA, IIM
Arkan is Arabic for pillars — the load-bearing elements, the parts of a structure that decide whether it survives a century or a season. Karan Walia named the firm deliberately. Indian wealth has never had a shortage of ambition. What it lacks is architecture.
His training came from private equity and investment banking, across transactions exceeding $2.7 billion in Indian, US, European and GCC markets. Institutional capital operates on a discipline retail investors rarely encounter — no position is taken until the business beneath it has been dismantled and understood. Most individuals invert this entirely. They commit capital first and construct the reasoning afterwards.
Arkan exists to reverse that order. Every engagement opens with the client's balance sheet, not with a recommendation. Founders holding illiquid equity through a liquidity event, senior professionals whose net worth is dangerously concentrated in one employer's stock, families thinking across generations rather than quarters — the work is identical in each case. Establish what is genuinely owned, what it is exposed to, and what it is silently costing.
In an industry that mistakes motion for progress, Arkan is built for the opposite. Portfolios engineered to hold. Because families who remain wealthy are almost never the ones who moved fastest. They are the ones who built on something that bore weight.
Selection at Arkan runs three layers deep, and the work happens before a single recommendation is made.
Every allocation begins with where the cycle actually is — rate direction, currency, credit spreads, commodity shocks and global liquidity. A portfolio built for falling rates is the wrong portfolio for rising ones, and most investors discover this only after the damage is done.
Sector positioning is derived, never assumed. We map where earnings are genuinely expanding against where multiples have simply run, because those two things are frequently unrelated.
This is where most firms stop and Arkan begins. Every fund is examined at the security level — its actual underlying positions, its overlap with the rest of the client's portfolio, how much of its return came from manager skill rather than beta, how it behaved in prior drawdowns, manager tenure, style drift, and the complete cost stack including tax friction and exit loads.
Two funds in the same category routinely hold near-identical books at materially different costs. One is a genuine allocation. The other is an expensive duplicate. Nothing on a ranking table reveals which is which.
Twelve months into an engagement, this is the difference a client usually feels. None of it depends on a market forecast.
What does not change: your money stays in your name, and you can see every rupee of it yourself at any time.
You should know exactly how we are paid before you decide anything. Here it is in plain terms.
There is nothing to pay Arkan directly and no invoice. As an AMFI-registered Mutual Fund Distributor, we are paid a trail commission by the fund house. It is included in the expense ratio of the regular plan you invest in, which is why a regular plan costs more each year than the direct plan of the same fund.
That is all we need from you in the first month: one discovery call and one session to walk through our proposal. Paperwork, KYC, execution and tracking are handled entirely by us, so your attention stays on your work, your business and your family.
How to decide. Your first portfolio review shows, in rupees, what your current structure is costing you through overlap, idle cash, tax drag and expense ratios. If that gap is smaller than what working with us would cost, we will tell you so, and you should keep doing what you are doing.
Your units are registered with the fund house and its registrar, CAMS or KFintech, under your own PAN.
Money moves from your bank account to the fund house. It never passes through Arkan.
Every holding appears on your consolidated account statement, which you can download yourself at any time.
You can stop working with us whenever you choose. Only a scheme's own exit load, if any, applies.
The pillars we don't compromise on.
The balance sheet precedes the product. Always.
Nobody at Arkan is measured on what they placed this quarter.
Karan invests his own capital in the same markets he works in.
Compensation is stated plainly, before anything is recommended. See how we are paid
Four areas of work, all built around one balance sheet: yours.
See what it takes to fund the things that matter. Adjust the numbers and watch your plan update.
Need lumpsum, step-up SIP or SWP too? Open the full calculatorLumpsum, step-up SIP, compounding and SWP in one place, year by year ›To retire comfortably, invest about
This calculator is for illustration only. The returns and inflation used are assumptions you can change, not a promise or guarantee of future returns. Actual outcomes will vary. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
A fixed sequence, so you always know what happens next and what is needed from you.
Eleven short questions about your income, where your money sits today and what it needs to do. It takes about two minutes, and Karan reads every enquiry personally.
A conversation about your balance sheet, obligations and timelines. No product is discussed on this call.
You share your consolidated account statement. We examine every holding for overlap, cost, tax position, risk and behaviour in past drawdowns, and send you a written report.
A target portfolio with the reason for every fund, what we would exit and when, the tax impact of each change, and the commission on each fund.
Online KYC and investment, at the pace you choose. Existing holdings are moved only where the numbers justify it after tax and exit loads.
Quarterly reviews, a tax review every February, rebalancing when your allocation drifts past agreed limits, and direct access to Karan whenever something changes in your life.
Tell us where your money sits today and what it needs to do. Every enquiry is read by Karan, not a sales team. If there is a fit, we will reach out with a time for a discovery call.
If there is not, we will say so plainly and point you towards what would serve you better. Either way, you leave with a clearer view of your own portfolio than you came in with.
See what happens next ›Eleven short questions. It takes about two minutes, and we review every enquiry personally.
The questions serious investors ask before they enquire, answered plainly.
Senior professionals, founders, NRIs and families with significant capital to invest, who want research-backed, long-term portfolios and one accountable person beside them through every market cycle. See who we work with.
We are paid a trail commission by the fund house, included in the expense ratio of the regular plan you invest in. There is no separate fee. We disclose the commission on every fund before you invest. See what it costs.
No. We only recommend moving a holding when the numbers justify it after tax and exit loads. Some existing funds usually stay exactly where they are.
About one hour in the first month. We handle the paperwork, execution and tracking, and after that you only need a short review each quarter and a tax review once a year.
We follow the plan agreed with you in advance. Falls are when rebalancing rules and goal timelines matter most, and when we are most in touch with clients.
Yes. Onboarding, KYC and reviews all happen online, with calls scheduled around your time zone. Some fund houses restrict investors living in the US and Canada, and we tell you upfront which options are open to you.
We start with your balance sheet, not a product. Every recommendation is backed by three layers of research: the macro cycle, the sector, and the fund's actual underlying holdings, including overlap with everything else you own.
We don't give stock tips, intraday or speculative calls, or crypto recommendations. We never promise returns, and we never hold client money.
There is no fixed minimum. Our work is best suited to investors with meaningful sums to deploy, and the enquiry form helps us check the fit before anyone's time is spent.
Yes. We build global exposure through international funds available in India, so your wealth is not tied to one country or one currency.
Your investments are held in your own name with the fund house and its registrar. Payments go straight from your bank to the fund. You can see every holding on your consolidated account statement at any time.
Fill in our short enquiry form. It takes about two minutes, and we reach out personally if there is a fit.
Follow Karan for market breakdowns, or message us directly with any question.